With the holidays approaching, let’s say “No” to consumerism and giving gifts we can’t afford

Victoria MaydanikLife advice from bankruptcy attorney

We have been conditioned by stores and banks that we “have” to purchase gifts, and expensive gifts at that, for friends and relatives for every possible occasion: Christmas, New Year, birthdays, anniversaries, weddings, baby showers, Mother’s Day, Father’s Day, reunions, retirements, graduations, housewarmings and more. The gift-giving expenses snowball, and …

Free information for the public from the federal government (about credit reports, scams and more)

Victoria MaydanikLife advice from bankruptcy attorney

Did you know that federal government issues a lot of user-friendly articles and handbooks for the public? These are mostly free, and available via publications.usa.gov Articles and handbooks are available for download, and additionally you can order hard copies of some of the handbooks.  They are available on a wide …