Bankruptcy horror stories (Part 2): Bankruptcy can be a disaster if…

Victoria Maydanik Life advice from bankruptcy attorney Leave a Comment

I recently talked about various negative outcomes of failing to seek qualified and experienced attorney help and representing yourself in bankruptcy (with or without help of bankruptcy preparers) or retaining attorneys who do not focus their practice on bankruptcy law. In this post I will continue discussing various bankruptcy pitfall ...
Mistakes people make when filing bankruptcy

Bankruptcy horror stories (Part 1): Bankruptcy can be a disaster if…

Victoria Maydanik Life advice from bankruptcy attorney 1 Comment

We have previously talked about bankruptcy success stories. But can the outcome of filing bankruptcy be disastrous? Yes, it can be - and usually the culprit is bad legal advice, or lack of advice.   * Just yesterday, "Kim" attended her 341 Meeting of Creditors. Kim, an elderly woman whose ...

Bankruptcy Success Story: David and Maria

Victoria Maydanik Life advice from bankruptcy attorney Leave a Comment

David* and Maria*, a couple in San Jose, California found out first hand just what a powerful and positive solution filing bankruptcy can be. David and Maria have been married for over 20 years and have three teenage daughters.  They have a small business, offering gardening and landscaping services.  When …

With the holidays approaching, let’s say “No” to consumerism and giving gifts we can’t afford

Victoria Maydanik Life advice from bankruptcy attorney 1 Comment

We have been conditioned by stores and banks that we “have” to purchase gifts, and expensive gifts at that, for friends and relatives for every possible occasion: Christmas, New Year, birthdays, anniversaries, weddings, baby showers, Mother’s Day, Father’s Day, reunions, retirements, graduations, housewarmings and more. The gift-giving expenses snowball, and …

Free information for the public from the federal government (about credit reports, scams and more)

Victoria Maydanik Life advice from bankruptcy attorney

Did you know that federal government issues a lot of user-friendly articles and handbooks for the public? These are mostly free, and available via publications.usa.gov Articles and handbooks are available for download, and additionally you can order hard copies of some of the handbooks.  They are available on a wide …