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Bankruptcy attorney fees | Chapter 7 & Chapter 13 Bankruptcy Cost in California

How much does it cost to file bankruptcy

Attorney Fees

Chapter 7

Basic case: $750
Single or joint filing
- included

In-depth professional bankruptcy analysis of business leases, tax returns, lawsuits,  real estate, stocks and bonds, life insurance, car loans and leases, family court matters and personal loans - included

Flexible payment plans available at no extra charge

Additional fee applies if you or your spouse:
  • Own real estate:    +$450;

  • Have loan, lease or title loan on a vehicle: +$150
  • Are self-employed or own a business :  +$100

      per $10,000 of gross annual receipts;

  • Have over-median gross income: +$350;

  • Need to remove judgment liens: +$600 per real estate parcel;

  • Need emergency filing: +$300 (  see details below )

Chapter 13

Most cases:

Santa Clara, Santa Cruz, Monterey,
San Benito counties:
$0 before the case is filed

San Francisco, San Mateo, Alameda, Contra Costa counties: $500 before the case is filed

Emergency filing extra

Remainder of Chapter 13 attorney fees is paid in monthly installments. They could be as low as $55 and are set by Bankruptcy Court. Remaining attorney fees are included in your monthly Chapter 13 case payments and are spread over 3 to 5 years with no interest. Note that we start getting paid only after your Chapter 13 bankruptcy plan gets approved by the judge.

We serve California Bay Area residents who live in
Santa Clara County, Santa Cruz County, San Benito County, Monterey County, San Mateo County, San Francisco County, Alameda County and Contra Costa County.

We welcome you to use the online scheduling tool if you live in the Bay Area and are booking initial free pre-filing bankruptcy consultation.

This consultation will be held at our Milpitas ( Northern San Jose ) office, located  inside of McCarthy Business Center at
1525 McCarthy Blvd # 1000, Milpitas, CA 95035

Please note this is an in-person consultation.

Please note that we do not provide free bankruptcy consultations to those who are already in the open bankruptcy case.
If you scheduled appointments with us before, are an existing or former client, do not currently live in the Bay Area, or want to inquire about any other possible service other than bankruptcy representation, please call or e-mail our office for more information.

If you need to cancel or reschedule your appointment, please let us know 24 hours ahead of time.

san jose bankruptcy lawyer
Best bankruptcy rates in the Bay Area

Optional Emergency Filing:
While usually it takes 10 business days to prepare the petition, we can accommodate you if you wish your Chapter 7 or Chapter 13 petition to be filed sooner than that.

You petition will be filed
in 48 hours (weekends and holidays included) after you submit all the documents needed to prepare your case. Your bankruptcy cost may increase if you choose emergency filing option.

Additional attorney fees for emergency filing of Chapter 7 - $300

Retainer for emergency filing of Chapter 13 - $1000 ( note that retainer does not increase the total attorney fees and as a result your Chapter 13 payments may be lower )

Other Bankruptcy Costs (collected by courts and court-approved credit counseling agencies)

Court filing fee for Chapter 7  - $335
Court filing fee for Chapter 13 - $310
Credit counseling classes required by the court - $44

Fees and rates are subject to change without notice. Retaining us today will lock your bankruptcy cost for 30 days.

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