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How much does it cost to file bankruptcy

Attorney Fees

Chapter 7

Basic case: $1200
Single or joint filing
- included

In-depth professional bankruptcy analysis of business leases, tax returns, lawsuits,  real estate, stocks and bonds, life insurance, car loans and leases, family court matters and personal loans - included

Flexible payment plans available at no extra charge

Additional fee applies if you or your spouse:
  • Own real estate: +$500;

  • Have loan, lease or title loan on a vehicle: +$250
  • Are self-employed or own a business : +$100

      per $10,000 of gross annual receipts;

  • Owned a business in the last 12 months: + $300
  • Have over-median gross income: +$450;

  • Need to remove judgment liens: +$600 per real estate parcel;

  • Need emergency filing: +$300 (  see details below );

  • Need unusual or "asset" case ( this is rare )
Chapter 13

Most cases:

$500 before the case is filed

Emergency filing extra

Remainder of Chapter 13 attorney fees is paid in monthly installments. They could be as low as $55 and are set by Bankruptcy Court. Remaining attorney fees are included in your monthly Chapter 13 case payments and are spread over 3 to 5 years with no interest. Note that we start getting paid only after your Chapter 13 bankruptcy plan gets approved by the judge.

We serve California Bay Area residents who live in
Santa Clara County, Santa Cruz County, San Benito County, Monterey County, San Mateo County, San Francisco County, Alameda County and Contra Costa County.

We welcome you to use the online scheduling tool if you live in the Bay Area and are booking initial free pre-filing bankruptcy consultation.

During the free intial consulation, our  attorney will discuss your current financial sitiation and will provide  her recommendations.

The free initial consultation will be held over the phone.

We will call you at the phone number which you will provide during the booking.
This consultation may take up to one hour so please plan accordingly.

Please note that we do not provide free bankruptcy consultations to those who are already in the open bankruptcy case.
If  you scheduled appointment(s) with us before, are an existing or former  client, do not currently live in the Bay Area, or want to inquire about  any other possible service other than bankruptcy representation, please call or e-mail our office for more information.

If you need to cancel or reschedule your appointment, please let us know 24 hours ahead of time.
What date and time would you like to book for Free Consultation?

Get help today!

Set up a free one-hour in-person consultation
with our bankruptcy attorney.

Call us at
(408) 673-0111
use appointment reservation system above.

Maydanik Law firm is here to help and explain your options.



Victoria is very easy to reach on the phone and she answers her email. Our paperwork was done next week - which I thought was very impressive as well. We liked Victoria and although we hope we would never need her services again we are very grateful for the job that she did for us.
Alex K. (Cupertino, CA)
I went through financial hardship (Laid off from work) at that time which caused me to file for Chapter 13. I've since recovered from the past and financially stable now. Victoria handled my case, she is wonderful to work with, always provided quick answer to all my questions and concerns!
Jose G. (Milpitas, CA)

Victoria was knowledgeable and straight forward. She was always available to me and were quick to respond to my questions, whether by phone or email. Affordable. I was impressed with the professionalism of Victoria and communications. Highly recommend the counsel of Maydanik Law Firm!
Maryrose C. (San Jose, CA)
Best bankruptcy rates in the Bay Area

Optional Emergency Filing:
While usually it takes 10 business days to prepare the petition, we can accommodate you if you wish your Chapter 7 or Chapter 13 petition to be filed sooner than that.

You petition will be filed
in 48 hours (weekends and holidays included) after you submit all the documents needed to prepare your case. Your bankruptcy cost may increase if you choose emergency filing option.

Additional attorney fees for emergency filing of Chapter 7 - $300

Retainer for emergency filing of Chapter 13 - $1500 instead of $500 ( note that retainer does not increase the total attorney fees and as a result your Chapter 13 monthly payments may be lower )

Other Bankruptcy Costs (collected by courts and court-approved credit counseling agencies)

Court filing fee for Chapter 7  - $335
Court filing fee for Chapter 13 - $310
Credit counseling classes required by the court - $44

Fees and rates are subject to change without notice. Retaining us today will lock your bankruptcy cost for 30 days.

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