Go to content

How much does it cost to file bankruptcy?

Bankruptcy Attorney Fees

Chapter 13

Most cases:


Remaining fees are paid after your bankruptcy case is filed through your Chapter 13 plan payments according to the Bankruptcy Court's guidelines.


$500 before the case is filed

Emergency filing extra

Chapter 7

Basic case: $1,368
No extra fee for joint filing with your spouse

In-depth professional bankruptcy analysis of business leases, tax returns, lawsuits,  real estate, stocks and bonds, life insurance, car loans and leases, family court matters and personal loans - included

Flexible payment plans available at no extra charge

Additional fee applies if you or your spouse:
  • Own real estate;

  • Have loan, lease or title loan on a vehicle;
  • Are self-employed or own a business;

  • Owned a business in the last 12 months;
  • Have over-median gross income;

  • Need to remove judgment liens from real estate;

  • Need emergency filing (  see details below );

  • Need unusual or "asset" case ( this is rare )

Other Bankruptcy Costs (collected by courts and court-approved credit counseling agencies)
Court fee  - $313 (Chapter 13) or $338 (Chapter 7)

Credit counseling required by the court - $44

Start exploring your options.
Schedule your free bankruptcy consultation below.
(subject to availability)

We serve California Bay Area residents who live in
Santa Clara County, Santa Cruz County, San Benito County, Monterey County, San Mateo County, San Francisco County, Alameda County and Contra Costa County.

We welcome you to use the online scheduling tool if you live in the Bay Area and are booking initial free pre-filing bankruptcy consultation.

During the free intial consulation, our  attorney will discuss your current financial sitiation and will provide  her recommendations.

The free initial consultation with our Bankruptcy Attorney will be held over the phone or video (Zoom).

If you choose a phone appointment, we will call you at the phone number which you provided during the booking.
If you choose a video appointment, we will send the Zoom link to the e-mail which you provided during the booking.

The initial consultation usually takes one hour.

Please note that we do not provide free bankruptcy consultations to those who are already in the open bankruptcy case.
If  you scheduled appointment(s) with us before, are an existing or former  client, do not currently live in the Bay Area, or want to inquire about  any other possible service other than bankruptcy representation, please call or e-mail our office for more information.

If you need to cancel or reschedule your appointment, please let us know 24 hours ahead of time.
What date and time would you like to book for Free Consultation
with our Bankruptcy Attorney?

Get help today!

Set up a free one-hour consultation
with our bankruptcy attorney.

Call us at
(408) 673-0111
use the appointment reservation system above.

Maydanik Law firm is here to help and explain your options.



Victoria is very easy to reach on the phone and she answers her email. Our paperwork was done next week - which I thought was very impressive as well. We liked Victoria and although we hope we would never need her services again we are very grateful for the job that she did for us.
Alex K. (Cupertino, CA)
I went through financial hardship (Laid off from work) at that time which caused me to file for Chapter 13. I've since recovered from the past and financially stable now. Victoria handled my case, she is wonderful to work with, always provided quick answer to all my questions and concerns!
Jose G. (Milpitas, CA)

Victoria was knowledgeable and straight forward. She was always available to me and were quick to respond to my questions, whether by phone or email. Affordable. I was impressed with the professionalism of Victoria and communications. Highly recommend the counsel of Maydanik Law Firm!
Maryrose C. (San Jose, CA)
Best bankruptcy rates in the Bay Area

Optional Emergency Filing:
While usually it takes 10 business days to prepare the petition, we can accommodate you if you wish your Chapter 7 or Chapter 13 petition to be filed sooner than that.

You petition will be filed
in 48 hours (weekends and holidays included) after you submit all the documents needed to prepare your case. Your bankruptcy cost may increase if you choose emergency filing option.

Additional attorney fees for emergency filing of Chapter 7 - $300

Retainer for emergency filing of Chapter 13 - $1500 instead of $500 ( note that retainer does not increase the total attorney fees and as a result your Chapter 13 monthly payments may be lower )

Fees and rates are subject to change without notice. Retaining us today will lock your bankruptcy cost for 30 days.

Back to content