{"id":36,"date":"2012-03-22T22:00:10","date_gmt":"2012-03-23T06:00:10","guid":{"rendered":"http:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/?p=36"},"modified":"2014-07-22T13:51:26","modified_gmt":"2014-07-22T21:51:26","slug":"do-you-have-to-be-in-default-on-your-loans-to-file-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/do-you-have-to-be-in-default-on-your-loans-to-file-bankruptcy\/","title":{"rendered":"Do you have to be in default on your loans to file bankruptcy?"},"content":{"rendered":"<p>No. However, be sure that you don&#8217;t favor some creditors over the others before the <a href=\"http:\/\/www.lawyervictoria.com\/chapter-7-bankruptcy.html\">bankruptcy case<\/a> is filed &#8211; for example, don&#8217;t send a huge payment to credit card A while credit card B gets a minimum payment. Don&#8217;t repay personal loans at the expense of other debts &#8211; any personal creditors, such as friends and relatives, have to be treated the same way as other general unsecured creditors.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No. However, be sure that you don&#8217;t favor some creditors over the others before the bankruptcy case is filed &#8211; for example, don&#8217;t send a huge payment to credit card A while credit card B gets a minimum payment. Don&#8217;t repay personal loans at the expense of other debts &#8211; &#8230; <\/p>\n<div><a href=\"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/do-you-have-to-be-in-default-on-your-loans-to-file-bankruptcy\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[75],"class_list":["post-36","post","type-post","status-publish","format-standard","hentry","category-before-you-file-bankruptcy","tag-loans","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/posts\/36","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/comments?post=36"}],"version-history":[{"count":6,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/posts\/36\/revisions"}],"predecessor-version":[{"id":248,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/posts\/36\/revisions\/248"}],"wp:attachment":[{"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/media?parent=36"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/categories?post=36"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lawyervictoria.com\/bankruptcy-attorney-blog\/wp-json\/wp\/v2\/tags?post=36"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}