Bankruptcy Success Story: David and Maria

Victoria Maydanik Life advice from bankruptcy attorney Leave a Comment

David* and Maria*, a couple in San Jose, California found out first hand just what a powerful and positive solution filing bankruptcy can be. David and Maria have been married for over 20 years and have three teenage daughters.  They have a small business, offering gardening and landscaping services.  When …

With the holidays approaching, let’s say “No” to consumerism and giving gifts we can’t afford

Victoria Maydanik Life advice from bankruptcy attorney 1 Comment

We have been conditioned by stores and banks that we “have” to purchase gifts, and expensive gifts at that, for friends and relatives for every possible occasion: Christmas, New Year, birthdays, anniversaries, weddings, baby showers, Mother’s Day, Father’s Day, reunions, retirements, graduations, housewarmings and more. The gift-giving expenses snowball, and …

Do you have to go to court and see the judge if you file bankruptcy?

Victoria Maydanik California bankruptcy Leave a Comment

Usually, no. In most cases, the only court meeting you have to attend is the Meeting of Creditors, which is conducted by the bankruptcy trustee.  The judge is not present, and the meeting is normally held in a conference room in a federal building, not a courtroom. Your bankruptcy attorney …

Can the court deny your bankruptcy petition?

Victoria Maydanik California bankruptcy, Uncategorized Leave a Comment

The short answer is “yes.” Many bankruptcy cases are closed without discharge. Here are the common reasons: – not all of required paperwork was submitted to the court or the trustee – paperwork was submitted, but was not prepared correctly – paperwork was submitted untimely, past the applicable deadlines – …

Free information for the public from the federal government (about credit reports, scams and more)

Victoria Maydanik Life advice from bankruptcy attorney

Did you know that federal government issues a lot of user-friendly articles and handbooks for the public? These are mostly free, and available via publications.usa.gov Articles and handbooks are available for download, and additionally you can order hard copies of some of the handbooks.  They are available on a wide …